tag:blogger.com,1999:blog-89095038168160100362024-03-13T20:00:33.234+01:00Dividend for StartersPassive income for everybody! <br>Personal blog about financial independence through Dividend Growth Investment.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.comBlogger58125tag:blogger.com,1999:blog-8909503816816010036.post-7948942122407331252017-10-05T00:48:00.002+02:002017-10-05T15:52:48.724+02:00Dividend income - September 2017Last year in September, my dividend income broke a record. It was the first 3-digit dividend month ever! That was a great feeling to be honest.<br />
<br />
This years September broke another record! The biggest pay check I've received so far.. and it's a 35% increase compared to last year. Seems like the snowball is starting to grow, even for me as a very small investor.<br />
<br />
<br />
September 2017 earned me a <b>$152.31 </b>in dividends.<br />
<br />
Here's the breakdown.<br />
<br />
<b>Dividend income</b><br />
<br />
JNJ - $13.44 <br />
TGT - $17.36<br />
AFL - $8.17<br />
<br />
CVX - $10.80<br />
TROW - $6.84<br />
QCOM - $8.55<br />
WFC - $13.65<br />
WMT - $2.55<br />
ADM - $7.36<br />
F - $6.75<br />
BA - $11.36<br />
VLO - $10.50<br />
AMGN - $10.35<br />
MSFT - $3.51<br />
VTR - $16.28<br />
<br />
Total: $152.31 (pre tax)<br />
Net received: $129.46<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7JmKgGuGmAL3lQDBIBTmorpHUOTKa4mb7m67ziUh9oBQRtnYqchRQ_CnCfFXlu_Z6ij2Mvd3NKJ7qegWaBJL43oYKqnw12EfeqM5s8Y0rduFbyzI6U_Ikg43zZByjl7IMLQTT8ImxKSM/s1600/2017-09.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="422" data-original-width="698" height="193" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7JmKgGuGmAL3lQDBIBTmorpHUOTKa4mb7m67ziUh9oBQRtnYqchRQ_CnCfFXlu_Z6ij2Mvd3NKJ7qegWaBJL43oYKqnw12EfeqM5s8Y0rduFbyzI6U_Ikg43zZByjl7IMLQTT8ImxKSM/s320/2017-09.jpg" width="320" /></a></div>
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<b>Comparison with last year (gross)</b><br />
<br />
September 2016: $113.61<br />
September 2017: $152.31<br />
<br />
This is a <span style="color: lime;">34</span><span style="color: lime;"><span style="color: lime;"><b>%</b></span></span> YoY increase. <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCAWoMaqcYj8DqL1Ebar35sxTf1Q26PYoeoCa7Li-EiWnMl2MTCgLZ-whiiY2CNkqLY6cBpRcg98bq9FRr2RFOPOeYY3rYt7z9a-6lTXvEyJYnaubBfAN-mo81Xh8CrmB91vMPN5ovhlc/s1600/2017Q3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="355" data-original-width="589" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCAWoMaqcYj8DqL1Ebar35sxTf1Q26PYoeoCa7Li-EiWnMl2MTCgLZ-whiiY2CNkqLY6cBpRcg98bq9FRr2RFOPOeYY3rYt7z9a-6lTXvEyJYnaubBfAN-mo81Xh8CrmB91vMPN5ovhlc/s320/2017Q3.jpg" width="320" /></a></div>
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Thanks for reading.<br />
How was your September?Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com8tag:blogger.com,1999:blog-8909503816816010036.post-53653351091416119442017-08-03T13:32:00.002+02:002017-08-03T13:32:46.794+02:00Dividend income & raise - July 2017July is usually a slow month for me.<br />
This year was no different. However, I'm still very satisfied with the year over year growth.<br />
<br />
<b>Dividend income</b><br />
<br />
KO $15.54<br />
GE $9.60<br />
CSCO $8.99<br />
GPS $10.35<br />
VIAB $4.60<br />
<br />
Total July: $49.08 (pre tax)<br />
Net received: $39.71<br />
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<b>Comparison with last year (gross)</b><br />
July 2016: $39.71<br />
July 2017: $49.08<br />
<br />
This is a <span style="color: lime;">23.6<span style="color: lime;">%</span></span> YoY increase. Could be better, could be worse, right? :)<br />
<br />
<b>Dividend raises</b><br />
<b><br /></b>OHI increaseed their quarterly dividend from $0.63 to $0.64.<br />
This is a <span style="color: lime;">1<span style="color: lime;"><span style="color: lime;"><span style="color: lime;"><span style="color: lime;">.59%</span></span></span></span></span> increase. Due to this change, my YOC is now at 7.65%.<br />
<br />
<b>Update on goals</b><br />
My goal is to receive $1000 in gross dividends in 2017.<br />
With month 7/12 being over, I'm curious to see how I'm donig.<br />
<br />
Gross dividends received so far: <b>$534.15</b>, while it should have been <b>$583.33</b>.<br />
That means I'm currently behind schedule, but with consistent investing (and blogging..) I should be able to reach the goal!<br />
<br />
How was your July?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com9tag:blogger.com,1999:blog-8909503816816010036.post-6880583633435854842017-04-19T12:56:00.004+02:002017-04-19T12:56:41.326+02:00Recent sell - MCDYesterday I sold my position in MCD.<br />
<br />
<br />
I've been wanting to sell this position for a while now.<br />
Most importantly, because it does not fit the <a href="http://www.dividendgeek.com/10x10-score/">10x10 rule</a> anymore.<br />
Basically this means the balance between the yield and the growth is not optimal.<br />
<br />
Apart from that, the current P/E ratio (24) and the payout ratio (69%) are too high for my taste.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWRo_lGqNUBVq6OiKUCJG9iqzHpl2aSiUtGp1WTcnFyodIHkDnzSVpD9XBVk60iXYszv1NNDWBoFwJO3jKDTyyoEgqjfY0-4grERpTWQHXceXAZFeAS0LzUKY8-GYZi5n1unylbAaojSY/s1600/Logo-McD-fundal-verde-cu-Im-lovin-it-Converted-01-262x300.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWRo_lGqNUBVq6OiKUCJG9iqzHpl2aSiUtGp1WTcnFyodIHkDnzSVpD9XBVk60iXYszv1NNDWBoFwJO3jKDTyyoEgqjfY0-4grERpTWQHXceXAZFeAS0LzUKY8-GYZi5n1unylbAaojSY/s1600/Logo-McD-fundal-verde-cu-Im-lovin-it-Converted-01-262x300.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWRo_lGqNUBVq6OiKUCJG9iqzHpl2aSiUtGp1WTcnFyodIHkDnzSVpD9XBVk60iXYszv1NNDWBoFwJO3jKDTyyoEgqjfY0-4grERpTWQHXceXAZFeAS0LzUKY8-GYZi5n1unylbAaojSY/s200/Logo-McD-fundal-verde-cu-Im-lovin-it-Converted-01-262x300.jpg" width="174" /></a></div>
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Let's see what happened during my time as a shareholder of MCD.<br />
<br />
08/25/14 - Bought 11 shares at $94.77 for <span style="color: red;">$1042.47</span><br />
2014 Dividends received - <span style="color: lime;">$7.95</span><br />
2015 Dividends received - <span style="color: lime;">$32.16</span><br />
05/19/16 - Sold 6 shares at $124.99 for <span style="color: lime;">$749.94</span><br />
2016 Dividends received - <span style="color: lime;">$19.88</span><br />
2017 Dividends received - <span style="color: lime;">$3.99</span><br />
04/18/17 - Sold 5 shares at $132.68 for <span style="color: lime;">$663.40</span><br />
-------------------------------------------------------------------------<br />
Net profit: <span style="color: cyan;">$429.85 (41%)</span><br />
<br />
Any thoughts?<br />
Are you concerned about MCD as well?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com9tag:blogger.com,1999:blog-8909503816816010036.post-46108203634394914732016-12-15T11:57:00.000+01:002016-12-15T11:57:53.281+01:00Dividend income & raise - November 2016November was another nice month.<br />
No all time record this time, but still very satisfied with the result of the small portfolio!<br />
<br />
T - $23.52<br />
PG - $8.70<br />
OHI - $28.67<br />
ABT - $3.90<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia6ad2HeYvZBRk8PaUMPhW6aVE_DrorWvoWuV6UYiKBydf1t5wAlxCCUBwDVdCPVi6TiTclstKfmeb9eSypu1qF_BYuHP9s7oTZDvHOKKa_RargAZkMFm23TBQnAMQqJTA6f4Gx7ofQRY/s1600/2016-12-15+Income+per+month+November+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="194" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia6ad2HeYvZBRk8PaUMPhW6aVE_DrorWvoWuV6UYiKBydf1t5wAlxCCUBwDVdCPVi6TiTclstKfmeb9eSypu1qF_BYuHP9s7oTZDvHOKKa_RargAZkMFm23TBQnAMQqJTA6f4Gx7ofQRY/s320/2016-12-15+Income+per+month+November+2016.jpg" width="320" /></a></div>
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Total November (gross): <b>$64.79</b><br />
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<b>Comparison with last year</b><br />
November 2016: <b>$64.79</b><br />
November 2015: <b>$73.56</b><br />
<br />
This is a <span style="color: red;">11.92</span><b> </b>YoY decrease.<br />
<br />
Reasons for this, are 2 sold positions that both paid dividends in November: KMI & CAT.<br />
<a href="https://dividendforstarters.blogspot.nl/2016/07/recent-sell-cat.html">KMI was sold</a> after they cut their dividend and <a href="https://dividendforstarters.blogspot.nl/2016/07/recent-sell-cat.html">CAT was sold</a> after a disappointing Q2 ' 16 earnings report.<br />
<br />
<b>Dividend raises</b><br />
<b><br /></b>
On November 18th, UNP increaseed their quarterly dividend from $0.55 to $0.605.<br />
This is a <span style="color: lime;">10.00</span><span style="color: lime;">%</span> increase. Due to this change, my YOC is now at 3.70%.<br />
<br />
Double digit increase! Really happy with this news.<br />
<br />
How was your November?<br />
Thanks for reading.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com1tag:blogger.com,1999:blog-8909503816816010036.post-71904135191146797592016-11-01T17:26:00.000+01:002016-11-01T17:26:13.664+01:00Dividend income & raises October 2016October is usually a slow month.<br />
However, we still managed to get a great YoY increase.<br />
<br />
<b>Dividend income</b><br />
<br />
KO $14.70<br />
GE $9.20<br />
CSCO $5.46<br />
UNP $4.40<br />
GPS $10.35<br />
VIAB $4.60<br />
<br />
Total Octoer: $48.71 (pre tax)<br />
Net received: $41.40<br />
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<b>Comparison with last year (gross)</b><br />
October 2015: $22.73<br />
October 2016: $48.71<br />
<br />
This is a <span style="color: lime;">111</span><span style="color: lime;">%</span> YoY increase. Boom! Loving the double up. :)<br />
<br />
<b>Dividend raises</b><br />
<b><br /></b>
Quite a few this month!<br />
<b><br /></b>On October 13th, OHI increaseed their quarterly dividend from $0.60 to $0.61.<br />
This is a <span style="color: lime;">1.67</span><span style="color: lime;"><span style="color: lime;"><span style="color: lime;"><span style="color: lime;">%</span></span></span></span> increase. Due to this change, my YOC is now at 7.29%.<br />
<br />
On October 26th, AFL increaseed their quarterly dividend from $0.41 to $0.43.<br />
This is a <span style="color: lime;">4.88</span><span style="color: lime;">%</span> increase. Due to this change, my YOC is now at 2.73%.<br />
<br />
On October 26th, CVX increaseed their quarterly dividend from $1.07 to $1.08.<br />
This is a <span style="color: lime;">0.93<span style="color: lime;">%</span></span> increase. Due to this change, my YOC is now at 4.01%.<br />
<br />
<b>Update on goals</b><br />
My goal is to receive $750 in net dividends in 2016.<br />
With only 2 months to go, 2017 is well in reach.<br />
<br />
Net dividends received so far: <b><span style="color: red;">$547.64</span></b>, while it should have been <span style="color: lime;">$625</span>.<br />
Still behind, but it will be a close race!<br />
<br />
I hope to deploy a little bit of fresh capital after the elections, which may be just in time to reach the goal, but nonetheless I'm very proud of the result the portfolio have given me so far!<br />
<br />
How was your October?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com7tag:blogger.com,1999:blog-8909503816816010036.post-62139942619659427092016-10-06T10:45:00.001+02:002016-10-06T10:46:14.482+02:00Dividend income - September 2016September broke records! Both good and bad records.<br />
<br />
<b>Unrelaized gains</b><br />
At 9/1 the total unrealized gains on the portfolio were at $2328.<br />
At 10/1 the total unrealized gains on the portfolio were at $1773.<br />
That's a 23% loss, but obviously it's not that important. Price is just a number.<br />
Value is what we care about!<br />
<br />
<b>New dividend income record</b><br />
Much more interesting is the alltime high on dividend income.<br />
I'm very pleased to announce my very first 3-digit monthly dividend income!<br />
<br />
September 2016 earned me an amazing amount of <b>$113.61 </b>in dividends.<br />
<br />
Here's the breakdown.<br />
<br />
<b>Dividend income</b><br />
<br />
JNJ - $12.80<br />
TGT - $16.80<br />
AFL - $7.79<br />
MCD - $4.45<br />
CVX - $10.70<br />
TROW - $6.48<br />
QCOM - $7.42<br />
WFC - $13.30<br />
WMT - $2.50<br />
ADM - $6.90<br />
F - $6.75<br />
BA - $8.72<br />
VLO - $9.00<br />
<br />
Total: $113.61 (pre tax)<br />
Net received: $96.57<br />
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<b>Comparison with last year (gross)</b><br />
September 2015: $67.62<br />
September 2016: $113.61<br />
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This is a <span style="color: lime;">68</span><span style="color: lime;"><span style="color: lime;"><b>%</b></span></span> YoY increase. Wow!<br />
<br />
<b>Dividend raises</b><br />
On September 28th, MCD increaseed their quarterly dividend from $0.89 to $0.94.<br />
This is a <span style="color: lime;">5</span><span style="color: lime;"><span style="color: lime;"><span style="color: lime;"><span style="color: lime;">.62%</span></span></span></span> increase. Due to this change, my YOC is now at 3.97%.<br />
<br />
<b>Update on goals and Q3 result</b><br />
My goal is to receive $750 net dividends in 2016.<br />
As we are at the end of Q3, I'm afraid I am behind on schedule..<br />
Net dividends received so far: <span style="color: red;">$493.09</span>, while it should have been <span style="color: lime;">$562.50</span>.<br />
It should still be possible to reach the goal, but it will be hard.<br />
<br />
New to the series is the quarterly dividend income graph.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrySXDq1yQeMCXt-V7sZY6xXpxie2kjzZZFT0_QUIc2tuHwO13yBtoGWp8bi2RfidonBoete8_tdZimA2xE7OrtAMh4E06SMQzoBpeYrcyzSSFdJCpMUup983maedphmpmc9tpS2WAXZE/s1600/Q3+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrySXDq1yQeMCXt-V7sZY6xXpxie2kjzZZFT0_QUIc2tuHwO13yBtoGWp8bi2RfidonBoete8_tdZimA2xE7OrtAMh4E06SMQzoBpeYrcyzSSFdJCpMUup983maedphmpmc9tpS2WAXZE/s320/Q3+2016.jpg" width="320" /></a></div>
There's a 62% growth compared to Q3 2015. Looking good!<br />
<br />
Thanks for reading.<br />
How was your September?Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com9tag:blogger.com,1999:blog-8909503816816010036.post-76769817777438487022016-09-01T13:51:00.001+02:002016-12-15T11:36:06.615+01:00Dividend income - August 2016August was a great month!<br />
It's not an all time record, but I'm very satisfied nonetheless.<br />
<br />
T - $23.52<br />
PG - $8.70<br />
OHI - $28.20<br />
CAT - $9.24<br />
ABT - $3.90<br />
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Total August (gross): <b>$73.56</b><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjK3TjNLz2tkxtmIeef87Q42frYMhiqmIA2szvwRRmwb7usRf9pINhZOxS7oFOZ7tyuaza8k01CGh42-vXgGEQzSdxHCOFLszMJWOKf016j53q0pTdFIVjuyBwGUaHBtcwqinwRyESkxOM/s1600/08-16+-+graph.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="189" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjK3TjNLz2tkxtmIeef87Q42frYMhiqmIA2szvwRRmwb7usRf9pINhZOxS7oFOZ7tyuaza8k01CGh42-vXgGEQzSdxHCOFLszMJWOKf016j53q0pTdFIVjuyBwGUaHBtcwqinwRyESkxOM/s320/08-16+-+graph.jpg" width="320" /></a></div>
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<b>Comparison with last year</b><br />
August 2016: <b>$73.56</b><br />
August 2015: <b>$59.11</b><br />
<br />
This is a <span style="color: lime;">24.4%</span><b> </b>YoY increase!<br />
<br />
There were no recent dividend increases for my portfolio unfortunately.<br />
<br />
How was your August?<br />
<br />
Thanks for reading.<br />
<br />
Editted at 12/15, because BA didn't pay in August, but in SeptemberDividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com6tag:blogger.com,1999:blog-8909503816816010036.post-658082864501551472016-07-31T14:51:00.000+02:002016-12-30T22:36:19.672+01:00Dividend income & raise July 2016In contrary to June, July is a slow month. Not many companies pay their dividends.<br />
Despite that, it was a good month compared to last year!<br />
<br />
<b>Dividend income</b><br />
<br />
KO $14.70<br />
GE $9.20<br />
CSCO $5.46<br />
BA $10.35<br />
<br />
Total July: $39.71 (pre tax)<br />
Net received: $33.75<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEji6TyM44eB6p3JIC_KfaRWrL6wTJFOxwAQNEm_GRoBOq1j3QGKVggyqkfS2w1cgkDQxa4ucJ4i5HjpqUaIeJLaAOQlt8jH3jJMCiBz_ninD9-9Tr_GS8QbzaqCD_R7bHgyzdf5je9lCPQ/s1600/Graph+-+07-16.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="197" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEji6TyM44eB6p3JIC_KfaRWrL6wTJFOxwAQNEm_GRoBOq1j3QGKVggyqkfS2w1cgkDQxa4ucJ4i5HjpqUaIeJLaAOQlt8jH3jJMCiBz_ninD9-9Tr_GS8QbzaqCD_R7bHgyzdf5je9lCPQ/s320/Graph+-+07-16.jpg" width="320" /></a></div>
<br />
<br />
<b>Comparison with last year (gross)</b><br />
July 2015: $22.73<br />
July 2016: $39.71<br />
<br />
This is a <span style="color: lime;">175</span><span style="color: lime;">%</span> YoY increase. I think I'm in love with this compounding strategy! It's amazing to see these results in just 12 months of steady investing.<br />
<br />
<b>Dividend raises</b><br />
<b><br /></b>On July 14th, OHI increaseed their quarterly dividend from $0.58 to $0.60.<br />
This is a <span style="color: lime;">3<span style="color: lime;"><span style="color: lime;"><span style="color: lime;">.45%</span></span></span></span> increase. Due to this change, my YOC is now at 7.17%.<br />
<br />
That makes OHI my first position that is reaching the 10% YOC. Reaching 10% in 10 years is great, but if the company keeps raising dividends at this pace, we will reach 10% YOC in just 5 years!<br />
<br />
<b>Update on goals</b><br />
My goal is to receive $750 in net dividends in 2016.<br />
Time flies, as 2016 is already over for 58%. Only 5 months remain!<br />
<br />
Net dividends received so far: <b>$339.73</b>, while it should have been $435.<br />
I'm way behind and I'm a little bit concerned about this goal, but I will keep investing as good as I possibly can.<br />
<br />
How was your July?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com10tag:blogger.com,1999:blog-8909503816816010036.post-13449398132424887372016-07-28T16:29:00.001+02:002016-07-28T16:29:58.031+02:00Recent sell - CATToday I sold my position in CAT.<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhv1wJp-6CU4Q-OmaHhkcwOsJISM_UZlxFdZ0hAz5yQDPrg5-R0RRfVCUwtdLY-3HJb9dqWNjt5jU0vDTzfckbMowlsokdIKDjuKsbP-hQQ2ZWXPH0iMadrDgWgQ6rgARcNwVcGp5YhcBQ/s1600/CAT+-+Caterpillar+Inc.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="104" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhv1wJp-6CU4Q-OmaHhkcwOsJISM_UZlxFdZ0hAz5yQDPrg5-R0RRfVCUwtdLY-3HJb9dqWNjt5jU0vDTzfckbMowlsokdIKDjuKsbP-hQQ2ZWXPH0iMadrDgWgQ6rgARcNwVcGp5YhcBQ/s320/CAT+-+Caterpillar+Inc.jpg" width="320" /></a><br />
One reason for this is the disappointing Q2 earnings report, which went public last Tuesday.<br />
EPS down to $0.93, from $1.31 last year. Despite the bad news, the share price was very close to hitting the 52-week top value of $84.29.<br />
<br />
Of course, bad news could also be a reason to buy more.<br />
In this case however, the outlook for CAT does not look promising at all to me. Growth in China is halting and commodities are low. The company basically struggles with all their sectors.<br />
<br />
Let's see what happened during my time as a shareholder of CAT.<br />
<br />
08/09/15 - Bought 12 shares at $73.75 for <span style="color: red;">$885.00</span><br />
11/01/15 - Received <span style="color: lime;">$9.24</span> in dividends<br />
02/01/16 - Received <span style="color: lime;">$9.24</span> in dividends<br />
05/01/16 - Received <span style="color: lime;">$9.24</span> in dividends<br />
08/01/16 - Yet to receive <span style="color: lime;">$9.24</span> in dividends<br />
07/28/16 - Sold 12 shares at $83.45 for <span style="color: lime;">$1001.40</span><br />
-------------------------------------------------------------------------<br />
Net profit: <span style="color: cyan;">$153.36 (17%)</span><br />
<br />
Any thoughts?<br />
Are you concerned about CAT's nearby future as well?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com3tag:blogger.com,1999:blog-8909503816816010036.post-54339277711754585752016-06-30T17:32:00.001+02:002016-06-30T17:32:32.802+02:00Dividend income & raise - June 2016June was a great month, despite Great Brittain choosing to leave the EU.<br />
As a matter of fact, the portfolio achieved its alltime high dividend income!<br />
Hopefully my first 3 digit income, soon. :)<br />
<br />
Here's the breakdown.<br />
<br />
<b>Dividend income</b><br />
<br />
JNJ $12.80<br />
TGT $15.68<br />
AFL $7.79<br />
MCD $4.45<br />
CVX $10.70<br />
TROW $6.48<br />
QCOM $7.42<br />
WFC $6.46<br />
ADM $6.90<br />
UNP $4.40<br />
<br />
Total June: $89.58 (pre tax)<br />
Net received: $76.14<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPq-Idl3Jv0H47t6lUP2cWEskWrokY2oAYWfT4GoPgGPTcIXNnCLE-I6-rVgh4bioefqPbwV8HvIkJeEVEMnmcQ33H8FQYAiOXqIIKmBQTT5ooQwIIBR8VIwx4mD4lHUFdcYwpyoU1kEk/s1600/Dividend+Juni+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPq-Idl3Jv0H47t6lUP2cWEskWrokY2oAYWfT4GoPgGPTcIXNnCLE-I6-rVgh4bioefqPbwV8HvIkJeEVEMnmcQ33H8FQYAiOXqIIKmBQTT5ooQwIIBR8VIwx4mD4lHUFdcYwpyoU1kEk/s320/Dividend+Juni+2016.jpg" width="320" /></a></div>
<br />
<br />
<b>Comparison with last year (gross)</b><br />
June 2015: $54.02<br />
June 2016: $89.58<br />
<br />
This is a <span style="color: lime;"><b>66%</b></span> YoY increase. Once again, I'm very happy with this progress!<br />
<br />
<b>Dividend raises</b><br />
<br />
On June 8th, TGT increased their quarterly dividend from $0.56 to $0.60.<br />
This is a <span style="color: lime;">7</span><span style="color: lime;"><span style="color: lime;"><span style="color: lime;">.14%</span></span></span> increase. Due to this change, my YOC is now at 4.09%.<br />
<br />
<b>Update on goals</b><br />
My goal is to receive $750 net dividends in 2016.<br />
With the first half year already in the books, I'm afraid I am behind on schedule..<br />
Net dividends received so far: <span style="color: red;">$300.24</span>, while it should have been <span style="color: lime;">$375</span>.<br />
<br />
Due to a recent car accident, I had to buy another (used) car.<br />
Good news however: the accident did not harm me in any way.<br />
I'm very happy to be alive, as it was an accident at the highway due to aquaplaning.<br />
<br />
Bad news: it was an old car, so my own costs to replace it, are not insured. That's why I have to refill my emergency funds, lowering the amount I could invest for the next 10~11 months.<br />
But after all, that's just money and my health is a lot more important than that!<br />
<br />
How was your June? Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com7tag:blogger.com,1999:blog-8909503816816010036.post-12450810677971052902016-06-14T12:41:00.000+02:002016-06-14T12:41:30.155+02:00Recent sales and (not so) recent buyRecently, I haven't been very active at the blog.<br />
However, I did make some transactions!<br />
<br />
In the USA and Canada your portfolio is protected by the SIPC and the CIPF, in case your broker goes broke. In The Netherlands, we do not have such a fund available, unfortunately.<br />
<br />
This is the reason why I'm setting up another account, at a second broker. Just for safety reasons.<br />
This broker required me to deposit a fairly large amount of money, so these sales are related to that fact.<br />
<br />
Another reason for selling these stocks, is to reduce my stake in them.<br />
<br />
<b>Recent sell - WMT</b><br />
At 5/20 I sold 8 shares of WMT for $70.10 a piece<br />
<br />
10/26/2015 bought 13 shares for $58.29<br />
2016 Dividends received - $11.92<br />
5/20/2016 sold 8 shares for $70.10<br />
---------------------------------------------<br />
Total profit <span style="color: lime;">$106.40</span><br />
<br />
<b>Recent sell - MCD</b><br />
At 5/19 I sold 6 shares of MCD for $124.99 a piece<br />
<br />
8/25/2014 bought 11 shares for $94.77<br />
2014 Dividends received - $5.10<br />
2015 Dividends received - $20.64<br />
2016 Dividends received - $5.34<br />
5/19/2016 sold 6 shares for $124.99<br />
-----------------------------------------------<br />
Total profit <span style="color: lime;">$212.14 </span><br />
<span style="color: lime;"><br /></span>
<b>Recent buy - UNP</b><br />
At 4/1 I bought 8 shares of UNP for $78.82 a piece<br />
<br />
This railroad giant was on sale.<br />
<br />
Besides that, you can't ignore a 25% average growth over the past 5 years, combined with a reasonable 2.5% yield and an aveage payout ratio of 41%.<br />
<br />
Did you buy any stocks?<br />
Seems to me, people are not investing at the moment!<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com12tag:blogger.com,1999:blog-8909503816816010036.post-11752973276511817742016-06-03T00:12:00.000+02:002016-06-03T00:12:55.004+02:00Dividend income - May 2016May was a great month! I love posting messages like these.<br />
<br />
T - $23.52<br />
PG - $8.70<br />
OHI - $26.10<br />
CAT - $9.24<br />
ABT - $3.90<br />
<br />
<div>
Total May (gross): <b>$71.46</b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhowS5Bm9m0u8-HmL5dQNhLOLlNJi1ne5D-eO5ZG3rOzTZ8E9qzJG-cFtenhnm4hbqB5WIr2UYVPMx0xuP2SVX9bsgca-tlSLtFB5ERX1v7BCBwFxeh3xSzzgm8VVlRmTTzMeJg4LfhYQY/s1600/Dividend+income+may+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="207" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhowS5Bm9m0u8-HmL5dQNhLOLlNJi1ne5D-eO5ZG3rOzTZ8E9qzJG-cFtenhnm4hbqB5WIr2UYVPMx0xuP2SVX9bsgca-tlSLtFB5ERX1v7BCBwFxeh3xSzzgm8VVlRmTTzMeJg4LfhYQY/s320/Dividend+income+may+2016.jpg" width="320" /></a></div>
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<b>Comparison with last year</b><br />
May 2016: <b>$71.46</b><br />
May 2015: <b>$22.56</b><br />
<br />
This is a <span style="color: lime;">317</span><b><span style="color: lime;">%</span> </b>YoY increase.<br />
Looks like this strategy is working out quite well!<br />
<br />
How was your May?<br />
<br />
Thanks for reading.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com4tag:blogger.com,1999:blog-8909503816816010036.post-67250076695501097842016-05-12T15:27:00.001+02:002016-05-12T15:27:59.738+02:00Dividend income & raises, April 2016April was another great month for me!<br />
<br />
<b>Dividend income</b><br />
<br />
KO $14.70<br />
WMT $6.50<br />
GE $9.20<br />
CSCO $5.46<br />
<br />
Total April: $35.86 (pre tax)<br />
Net received: $30.48<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_gajzuduonScnt1aNc-VfvW4exr-LkldoJguXpOTWUOzBucsLIxWArsqeVCcgw7xQAHfaMm1YvdEhYtxNb1QcAs3X8DytqlJpfxzhhdopJSz6ezXdTTsflvKErSB3zprZgIctgiDk72k/s1600/dividend+income+april+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_gajzuduonScnt1aNc-VfvW4exr-LkldoJguXpOTWUOzBucsLIxWArsqeVCcgw7xQAHfaMm1YvdEhYtxNb1QcAs3X8DytqlJpfxzhhdopJSz6ezXdTTsflvKErSB3zprZgIctgiDk72k/s320/dividend+income+april+2016.jpg" width="320" /></a></div>
<br />
<br />
<b>Comparison with last year (gross)</b><br />
April 2015: $13.53<br />
April 2016: $35.86<br />
<br />
This is a <span style="color: lime;">265</span><b><span style="color: lime;">%</span></b> YoY increase. That's the power of steady investing, combined with the power of compounding. Great to see the total amount received getting more than doubled!<br />
<br />
<b>Dividend raises</b><br />
<b><br /></b>
On Arpil 14th, OHI increaseed their quarterly dividend from $0.57 to $0.58.<br />
This is a <span style="color: lime;">1<span style="color: lime;"><span style="color: lime;">.80%</span></span></span> increase. Due to this change, my YOC is now at 6.93%.<br />
<br />
On Arpil 28th, JNJ increaseed their quarterly dividend from $0.75 to $0.80.<br />
This is a <span style="color: lime;">6<span style="color: lime;"><span style="color: lime;">.67%</span></span></span> increase. Due to this change, my YOC is now at 3.12%.<br />
<br />
<b>Update on goals</b><br />
My goal is to receive $750 in net dividends in 2016.<br />
One third of this year is already over! Can you imagine? Time flies!<br />
<br />
Net dividends received so far: <b>$163.35</b>, while it should have been $250.<br />
Looks like there is lots of work to do. Fortunately, I should receive a bonus which will be partially used to purchase some new stocks, this month.<br />
<br />
Stay tuned!<br />
<br />
How was your April?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com6tag:blogger.com,1999:blog-8909503816816010036.post-11549373477793920312016-03-31T09:14:00.000+02:002016-03-31T09:14:18.189+02:00Dividend income & raise - March 2016March was a nice month for me, in terms of dividends received.<br />
<br />
<b>Dividend income</b><br />
<br />
JNJ $12.00<br />
TGT $15.68<br />
AFL $7.79<br />
MCD $9.79<br />
CVX $10.70<br />
QCOM $6.72<br />
WFC $4.50<br />
ADM $6.90<br />
<br />
Total March: $74.08 (pre tax)<br />
Net received: $62.67<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQCnaXJXt7Ts5onHqax36m6_xuwlRmvpJdsZf6e1hAH0DgFUPGR3hUaMLudpEjZW0aHg7T9Rl7emiyeRVqgrF8CmmDitQO6fKf-l1YnEtkrz7oGjPrgvSuEXaqZ1onw0FJW3V5dcZwIoc/s1600/dividend+income+03-16.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="196" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQCnaXJXt7Ts5onHqax36m6_xuwlRmvpJdsZf6e1hAH0DgFUPGR3hUaMLudpEjZW0aHg7T9Rl7emiyeRVqgrF8CmmDitQO6fKf-l1YnEtkrz7oGjPrgvSuEXaqZ1onw0FJW3V5dcZwIoc/s320/dividend+income+03-16.jpg" width="320" /></a></div>
<br />
<br />
<b>Comparison with last year (gross)</b><br />
March 2015: $53.22<br />
March 2016: $74.08<br />
<br />
This is a <b><span style="color: lime;">39%</span></b> YoY increase. Great progress once again!<br />
<br />
<b>Dividend raises</b><br />
<br />
On March 8th, QCOM increaseed their quarterly dividend from $0.48 to $0.53.<br />
This is a <span style="color: lime;">10<span style="color: lime;">.42%</span></span> increase. Due to this change, my YOC is now at 3.40%.<br />
<br />
<b>Update on goals</b><br />
My goal is to receive $750 net dividends in 2016.<br />
With the first quarter in the books, we are way behind on schedule.<br />
Net dividends received so far: $127.36, while it should have been $187.50.<br />
<br />
I have to invest consistantly in order to fix this issue in time!<br />
<br />
How was your March?<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com6tag:blogger.com,1999:blog-8909503816816010036.post-89873857327534119652016-02-29T00:02:00.001+01:002016-03-01T10:46:13.963+01:00Dividend income & raises February 2016February was a great month. Several dividend raises, multiple stocks paid dividends and best of all: it was a much bigger paycheck than last years February!<br />
<br />
T - $23.52<br />
PG - $8.62<br />
OHI - $18.81<br />
CAT - $9.24<br />
<br />
<div>
Total February (gross): <b>$60.19</b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjskhk6Wn_4bOeOINJMxhMw8hBKRqNQmOfFavFlc4ORXW3vicEQwRzglzbxp2Zg_oGhMDl3esIiHvsZSdd8mCRrEo91lX49ICIyBDdw6foFW-dAeeNa-zrsxIPWBQM0kuZSIfxybpOVOko/s1600/dividend+income+february+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjskhk6Wn_4bOeOINJMxhMw8hBKRqNQmOfFavFlc4ORXW3vicEQwRzglzbxp2Zg_oGhMDl3esIiHvsZSdd8mCRrEo91lX49ICIyBDdw6foFW-dAeeNa-zrsxIPWBQM0kuZSIfxybpOVOko/s320/dividend+income+february+2016.jpg" width="320" /></a></div>
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<b>Comparison with last year</b><br />
February 2016: <b>$60.19</b><br />
February 2015: <b>$22.56</b><br />
<br />
This is a <span style="color: lime;">267</span><b><span style="color: lime;">%</span> </b>YoY increase. Nothing to complain about, I would say.<br />
<br />
<b>Dividend raises</b><br />
<br />
This section of the monthly dividend update is my favorite.<br />
What's not to like about receiving these increasing paychecks, right?<br />
<br />
On February 17th, TROW increaseed their quarterly dividend from $0.52 to $0.54.<br />
This is a <span style="color: lime;">3.85%</span> increase. Due to this change, my YOC is now at 2.83%.<br />
<br />
On February 18th, KO increased their quarterly dividend from $0.33 to $0.35.<br />
This is a <span style="color: lime;">6.06%</span> increase. Due to this change, my YOC is now at 3.39%.<br />
<br />
On February 18th, WMT increased their quarterly dividend from $0.49 to $0.50.<br />
This is a <span style="color: lime;">2.04%</span> increase. Due to this change, my YOC is now at 3.43%.<br />
<br />
How was your February?<br />
<br />
Thanks for reading.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com5tag:blogger.com,1999:blog-8909503816816010036.post-58042013212170648412016-02-11T00:53:00.001+01:002016-02-11T00:53:32.812+01:00Recent buy - February 2016<b>Archer Daniels Midland (ADM)</b><br />
Buy 23 shares @ $36.60 at 12/31/2015<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
My last purchase of last year was ADM.<br />
This large agricultural processor has shown a substantial decline last year.<br />
With their 52-week high at $53.31, the discount I got was 31%.<br />
<br />
As this is a Dividend Champion, the potential discount that presented itself, was reason for me to dig deeper into this company. Their business is pretty straightforward. They manufacture seeds for many different agricultural products like corn, grain and oilseeds. They have been doing this for over a century.<br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYN4NPg2q-jC-UG5Zexs33FQMDRINLo0mKsJk6DHYc0T_l7gANJ0iCewzy2g9RgS70bCHjodjjQd8eSA2wSWEBqYIUbsFvEPIqIF-1TatTjXne6bKGWEDnSGacGgqkLxVaE4H1XuyeUZ4/s1600/aankopen+februari+2016.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYN4NPg2q-jC-UG5Zexs33FQMDRINLo0mKsJk6DHYc0T_l7gANJ0iCewzy2g9RgS70bCHjodjjQd8eSA2wSWEBqYIUbsFvEPIqIF-1TatTjXne6bKGWEDnSGacGgqkLxVaE4H1XuyeUZ4/s320/aankopen+februari+2016.jpg" width="305" /></a>The decline in the stock price is a result of declining commodity prices, strong dollar and a weak Q3 earning report. However, is this still a quality company, worth investing in?<br />
<br />
My answer would be yes. As we have seen in recent weeks, many DGI bloggers agree.<br />
<br />
<b>Crunch some numbers</b><br />
ADM has increased their dividends for <b>40</b> years in a row. At <b>$36.60</b> the yield is <b>3.01%</b>, which is a little under my portfolio average of 3.9%. However, this minor flaw is compensated by the amazing growth numbers of ADM.<br />
<br />
DGR-1: <b>16.7%</b><br />
DGR-3: <b>17%</b><br />
DGR-5: <b>13.3%</b><br />
DGR-10: <b>12.7%</b><br />
<br />
All double digits! This is not very common amongst Dividend Aristocrats.<br />
As a matter of fact, only 17 of the 108 Champions show growth numbers of over 10% in all 4 categories.<br />
<br />
From a valuation point of view, ADM has an EPS of <b>39%</b> with a P/E of <b>12.3</b>, which should leave more than enough room for future growth.<br />
<br />
This looked like an offer I could not resist!<br />
<br />
<b>Omega Healthcare Investors Inc. (OHI)</b><br />
Buy 12 shares @ $27.87 at 2/10/2016<br />
<b><br /></b>
This REIT was on sale, yesterday and earlier today! It traded at a 9% discount, so I added some shares right away.<br />
This purchase reduced my average purchase price from $35.49 to $33.46, increasing the YOC from 6.31% to 6.69%.<br />
<br />
<b>Abbott Laboratories (ABT)</b><br />
Buy 15 shares @ $37.28 at 2/10/2016<br />
<br />
Abbott develops and produces healthcare products. It is one of the largest healthcare companies in the US.<br />
<br />
At $37.28 ABT is trading at a <b>28%</b> discount rate, compared to their 52-week high.<br />
The dividend payout is <b>$1.04</b> annually, which puts their yield at a smaller than average of <b>2.79%</b>. They have been raisng their dividends for more than 42 consecutive years.<br />
<br />
David Fish decided to remove them from his CCC list, after they split the company into ABT and ABBV, back in 2012, but ABT's dividend strategy did not change one bit.<br />
<br />
This is a new position.<br />
<br />
<b>Wells Fargo & Co. (WFC)</b><br />
Buy 5 shares @ $46.95 at 2/10/2016<br />
<br />
I liked WFC a lot at $51.32, what's not to like at<b> </b>$46.95? Their business did not change.<br />
This is an addition to a current position.<br />
<br />
Due to this purchase I averaged down on WFC.<br />
My average purchase price is now at $50.03 with an YOC of 3%.<br />
<br />
My portfolio has been updated to reflect these changes.<br />
What do you think of these purchases?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com6tag:blogger.com,1999:blog-8909503816816010036.post-11550722552499385772016-02-04T10:19:00.000+01:002016-02-04T13:05:51.036+01:00Dividend income - January 2016April was not the most lucrative month of all times, but every penny helps.<br />
<br />
<b>Dividend income</b><br />
<b><br /></b>GE $9.20<br />
WMT $6.37<br />
Total $15.57 (net $13.23)<br />
<br />
Despite the small amount of dividends received, it's still a 100% increase, as I did not receive any dividends in January last year.<br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitjvqPFk_MQ9cc2Ub6E_SuthEdWlcS5r8aUEfemczKV35ccnRWKrB43-m0qOX1Yuq8gKRW_-PLoz5FIUxTGNXTccFCnYr__DT00Mron9es18hOlsHF2oi_8l6j6SSTpl_qVG_Xi6S_Afo/s1600/dividend+income+january+2016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="199" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitjvqPFk_MQ9cc2Ub6E_SuthEdWlcS5r8aUEfemczKV35ccnRWKrB43-m0qOX1Yuq8gKRW_-PLoz5FIUxTGNXTccFCnYr__DT00Mron9es18hOlsHF2oi_8l6j6SSTpl_qVG_Xi6S_Afo/s320/dividend+income+january+2016.jpg" width="320" /></a></div>
<br />
<br />
<b>Dividend raise</b><br />
<b><br /></b>Over the last couple of weeks, I received several dividend raises! That's one of the best parts of this strategy, as we all know. All I did was waking up in the morning to receive these raises. They are small, but steady.<br />
<br />
T raised their annual dividend from $1.88 to $1.92. <span style="color: lime;">+2.13%</span><br />
OHI raised their annual dividend from $2.24 to $2.28. <span style="color: lime;">+1.79%</span><br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com7tag:blogger.com,1999:blog-8909503816816010036.post-79495084899229362492016-01-07T12:28:00.004+01:002016-01-07T12:28:46.318+01:00Welcome to 2016! Let's set some goalsDear readers,<br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEheHsDw0QX2mxX6BqC-DK1zSCQYLipZTPxcb5C1EtGo4yWP_UWAZrTfuUIycZyy4Nn7oXt4YScuUQZhbBpYLOO8_b1DhbXWPFlWGVrgQnUpFJ92XBvNC6wYaOptRtdNve34eWVSCFzhdcc/s1600/thank-you1.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="246" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEheHsDw0QX2mxX6BqC-DK1zSCQYLipZTPxcb5C1EtGo4yWP_UWAZrTfuUIycZyy4Nn7oXt4YScuUQZhbBpYLOO8_b1DhbXWPFlWGVrgQnUpFJ92XBvNC6wYaOptRtdNve34eWVSCFzhdcc/s320/thank-you1.jpg" width="320" /></a>Thank you for an amazing 2015. Back in 2014 I would not have believed I could have received 24.000 pageviews in just 1,5 year.<br />
<br />
More suprising is the amount of dividend income I collected.<br />
<br />
Last year I received over <b>$400 in dividends</b>, with my small investing portfolio. An amazing result, if you'd ask me. Especially if you compare this result to what my local bank would have provided in interest, during this very same period of time.<br />
<br />
Thank you for being here.<br />
Let's continue this success story in 2016!<br />
<br />
<b>Update on the goals</b><br />
<b><br /></b>
2015 was an easy year, as I had only 1 goal to reach. This year I'd like to challenge myself a little bit more!<br />
<b><br /></b>
<b>#1 Post at least twice a month</b><br />
Despite my hesitation to create longer posts, because of my minor knowledge of the English language, I would love to post at least twice a month in 2016. I consider this the least amount necessary to keep people interested.<br />
<br />
<b>#2 Reach at least 50 followers at Twitter</b><br />
In order to inspire more people to start working on their financial future - even if they don't have a large stream of active income - I've started an account on Twitter.<br />
Because to this, I met a lot of new interesting blogs and people, which is a very interesting side effect!<br />
<br />
In 2016 I'd like to find at least 50 followers <a href="https://twitter.com/Dividend_S">at Twitter</a>.<br />
<br />
<b>#3 Gain some basic understanding of Wordpress</b><br />
Last year, several bloggers switched from Blogger.com to a Wordpress website, hosted on an own domain. Even I experience some limitations concerning Blogger.com, but I do not have enough knowledge to switch yet. In 2016 I'd like to aqcuire some basic understanding of Wordpress to eventually make the switch as well.<br />
<br />
<b>#4 Hit the $100 dividend income per month mark</b><br />
Although this goal is more fun oriented, it would feel good to hit this mark. After 2,5 years of consistent investing, I do think this should be possible to reach. I will be prepared for those triple digit dividends, that's for sure!<br />
<br />
<b>#5 Reach $850 in dividends</b><br />
In total I'd like to set the goal to $850. A thousand seems too much, but according to my Dividend Meter (as part of my portfolio sheet), I'm currently at $676.57 for a complete year. At an average yield of 3.67% yield I have to add $4726 capital as soon as possible to reach this goal. Unfortunately, that's not possible, as I usually invest about $600~$700 per month.<br />
Despite this fact, I do think this goal should be within reach, because of the growing nature of the dividends, as well as some bonusses I should receive in January and May.<br />
<br />
Last, but not least, I hope you all will keep following me in this interesting and life changing journey!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com6tag:blogger.com,1999:blog-8909503816816010036.post-86139112423003301582015-12-31T11:40:00.001+01:002015-12-31T11:40:23.077+01:00Dividend income - December 2015I love to write about dividend income.<br />
<br />
December was a great month for me. Another alltime high! It's unbelievable, but reaching the first $100+ month of dividend income seems only months away! This is not a goal by itself, but after this point, the income seems to be substantial.<br />
<br />
<b>Dividend income</b><br />
<br />
KO $13.86<br />
JNJ $12.00<br />
TGT $15.68<br />
AFL $7.41<br />
MCD $9.35<br />
CVX $10.70<br />
TROW $6.24<br />
QCOM $6.72<br />
WFC $4.50<br />
<br />
Total December: $87.28 (pre tax)<br />
<br />
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</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7FTkcr4ycvBEQJMUywIr3-JMCoDMAFGhz8rcWow-SUOdnseRCwGqq7MRsazFmhAld9iiJlBmYLhyblw57c07OssDjQWcrLlbdldSJvmsPFM9FQVertNdHaXXfgXtR87xAYhkF6SnXj0w/s1600/Dividend+income+december+2015.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="193" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7FTkcr4ycvBEQJMUywIr3-JMCoDMAFGhz8rcWow-SUOdnseRCwGqq7MRsazFmhAld9iiJlBmYLhyblw57c07OssDjQWcrLlbdldSJvmsPFM9FQVertNdHaXXfgXtR87xAYhkF6SnXj0w/s320/Dividend+income+december+2015.jpg" width="320" /></a></div>
<br />
<br />
<b>Comparison with last year (gross)</b><br />
December 2014: $0.58<br />
December 2015: $87.28<br />
<br />
This is a <b>15048%</b> increase..<br />
Of course there is a reason for this, as I did not invest that much in 2015.<br />
My (Dutch) broker used to <b>pay</b> the dividends at the <b>ex-dividend</b> date. This means I received the December dividends in November, last year. After they switched to another clearing partner for US stocks, this changed. Unfortunately I am now paid, at the same time everybody else gets paid.<br />
<br />
My goal was to receive $300 net dividends in 2015. This goal is totally crushed! Total net dividends received in 2015: <b>$424.36</b>. I am very happy about this. Let's set a more challenging goal for 2016.<br />
<br />
How was your December?<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com10tag:blogger.com,1999:blog-8909503816816010036.post-84979192526568397302015-12-10T14:51:00.000+01:002015-12-10T14:51:33.801+01:00Recent sell - KMIUnfortunately KMI <a href="http://ir.kindermorgan.com/press-release/kinder-morgan-announces-2016-outlook">cut their dividend</a> by 75%, earlier this week.<br />
This was a reason for me to sell all my shares, yesterday.<br />
<br />
Let's see what happened during my time as a shareholder of KMI.<br />
<br />
07/24/15 - bought 19 shares at $34.79 for <span style="color: red;">$661.01</span><br />
08/14/15 - Received <span style="color: lime;">$7.91</span> in dividends<br />
11/13/15 - Received <span style="color: lime;">$8.24</span> in dividends<br />
12/09/15 - Sold 19 shares at $15.91 for <span style="color: lime;">$302.29</span><br />
-------------------------------------------------------------------------<br />
Net loss: <span style="color: red;">$342.57</span><br />
<br />
This transaction is my first loss since I started this DGI strategy, almost 1,5 year ago.<br />
<br />
<b>To learn a lesson..</b><br />
To me, it is important to learn something from this loss.<br />
However, I'm having troubles determining what I could have done differently, in order to prevent this loss. The easy answer: <i>you shouldn't have bought KMI</i>. With today's knowledge, that's absolutely right, but I didn't have today's knowledge back in July.<br />
<br />
Was it the company's high debt ratio that should have raised the alarm? Was it bad to buy stocks in KMI, when all oil related companies suffered major losses in stock prices? Are commodities in common bad for a long term growth portfolio?<br />
<br />
Anyone with thoughts on this?<br />
<br />
One thing remains very clear: a long dividend streak does not provide any guarrantees!<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com4tag:blogger.com,1999:blog-8909503816816010036.post-64080414297859365742015-12-03T10:17:00.000+01:002015-12-03T10:17:34.500+01:00Dividend income & dividend raise November 2015November was an amazing month. For the 5th (!) time this year, the dividend income has risen to an all time high. Loving the power of compounding over here!<br />
<br />
T - $23.03<br />
PG - $8.62<br />
OHI - $18.48<br />
KMI - $9.69<br />
CAT - $9.24<br />
WFC - $4.50<br />
<div>
<br /></div>
<div>
Total November (gross): <b>$73.56</b></div>
Total dividends received in 2015: <b><span style="color: lime;">$350.17</span></b> (net)<br />
<br />
My 2015 goal for dividends is to receive a net total of <b>$300</b> of them.<br />
This obviously means the goal is reached! I have to set a more ambitious goal for next year.<br />
I'm very excited with this progress to be honest.<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMzGBoFopkd-bmArERNdN9reb8zipCCO9Umb44Equ3og6Q0GY5ArJSL26dtW7AxQ8ZJkkL44zzJ77InuzopfxWwIVVeFPCLVZfJiWtgP0W3ceYPUwFAiwRkxjH_smFpXbeCYSWgWERLI4/s1600/dividend+income+november+2015.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="186" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMzGBoFopkd-bmArERNdN9reb8zipCCO9Umb44Equ3og6Q0GY5ArJSL26dtW7AxQ8ZJkkL44zzJ77InuzopfxWwIVVeFPCLVZfJiWtgP0W3ceYPUwFAiwRkxjH_smFpXbeCYSWgWERLI4/s320/dividend+income+november+2015.jpg" width="320" /></a></div>
<br />
<b>Comparison with last year</b><br />
November 2014: $55.02<br />
November 2015: $73.56<br />
<br />
This is a <b>33.70%</b> YoY increase. Where can I sign up for more of those please?!<br />
<br />
<b>Dividend raises</b><br />
<br />
On November 10th, MCD increased their quarterly dividend from $0.85 to $0.89.<br />
This is a <span style="color: lime;">4<span style="color: lime;">.71%</span></span> increase. Due to this change, my YOC is now at 3.76%.<br />
<br />
How was your november?<br />
<br />
Thanks for reading.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com4tag:blogger.com,1999:blog-8909503816816010036.post-18465787035190380172015-11-18T17:26:00.001+01:002015-11-18T17:26:43.894+01:00Recent buys - November 2015Due to me buying my first appartment, I don't have as much time to blog as I would like.<br />
However, I do want to update you guys about a few recent buys I did a couple weeks ago, without going in depth.<br />
<br />
Of course I'm very excited about this appartment and I can't wait to tell you much more, but it still is not finalized. So I have to be a little bit more patient for now.<br />
<br />
Let's get back to business!<br />
<br />
<b>Wal-mart & Co. (WMT)</b><br />
Buy 13 shares @ $58.29 at 10/26/2015<br />
<br />
Can't go wrong with this, right?<br />
<br />
<b>Qualcomm Inc. (QCOM)</b><br />
Buy 1 share @ $56.73 at 11/05/2015<br />
<br />
I had some money left in my account and I wanted it to work for me, that's why I bought another share of QCOM. It turned out it was going to drop a bit more, but that doesn't really matter if you're expecting it to hold for at least another 25 years right?<br />
<br />
My portfolio page has been updated to reflect these changes.<br />
<br />
What do you think of these?<br />
<br />
Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com10tag:blogger.com,1999:blog-8909503816816010036.post-41074625793172104722015-11-01T22:21:00.000+01:002015-11-01T22:21:55.356+01:00Dividend Income & dividend raises - October 2015<b>Dividend income</b><br />
October was not a very exciting month, in terms of dividend income.<br />
2 of the 16 companies I am currently invested in, paid me their dividends.<br />
<br />
KO - $13.86<br />
GE - $9.20<br />
Total October (gross): <b>$23.06</b><br />
Total dividends received in 2015: <b>$287.65 </b>(net)<br />
<br />
My 2015 goal for dividends is to receive a net total of <b>$300</b> of them.<br />
With only $13 to go, I think it it safe to say I will be reaching this goal.<br />
That makes me a happy person, especially if you compare this to what <a href="http://dividendforstarters.blogspot.nl/2015/10/why-did-i-start-this-journey.html">my local bank would have paid me</a>.<br />
<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiP4uE5Mu0sjzSP5OJ3MUGVNpe1zHIWJ0-OFB-FV6315L0M7ZjdzUTRKu4rsV1L06H5UBcunNonmd8o1A8c4Xvu_BaqM5RMoSMYyAubR6ANWY9SJjWiDrULENo5d5c3GiyiqhXWUhp6hh4/s1600/Dividend+income+graph+October+2015.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiP4uE5Mu0sjzSP5OJ3MUGVNpe1zHIWJ0-OFB-FV6315L0M7ZjdzUTRKu4rsV1L06H5UBcunNonmd8o1A8c4Xvu_BaqM5RMoSMYyAubR6ANWY9SJjWiDrULENo5d5c3GiyiqhXWUhp6hh4/s320/Dividend+income+graph+October+2015.jpg" width="320" /></a></div>
<br />
If we compare this months result to last years, we were able to create a small increase.<br />
<br />
October 2014: $22.08<br />
October 2015: $23.06<br />
<br />
This is a <b><span style="color: lime;">4.44%</span></b> increase.<br />
It's not amazing, but with the power of compounding behind me, I'm still happy with this result!<br />
<br />
<b>Dividend increases</b><br />
While it was a calm month on the dividend income, we cannot say this about dividend raises.<br />
<br />
On October 14th, OHI increased their dividend from $0.55 to $0.56.<br />
This is a <span style="color: lime;">1.8%</span> increase. Due to this change, my YOC is now at a very nice <span style="color: lime;">6.31%</span>.<br />
<br />
On October 21st, KMI increased their dividend from $0.49 to $0.51.<br />
This is a <span style="color: lime;"><b>4.1%</b></span> increase. Due to this change, my YOC is now at a nice <span style="color: lime;">5.86%</span>.<br />
<br />
On October 27th, AFL increased their dividend from $0.39 to $0.41.<br />
This is a <span style="color: lime;">5.1%</span> increase. Due to this change, my YOC is now at <span style="color: lime;">2.6%</span>.<br />
<br />
How was your October?<br />
<br />
Thanks for reading.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com8tag:blogger.com,1999:blog-8909503816816010036.post-1928857464979606562015-10-25T23:13:00.000+01:002015-10-25T23:27:17.993+01:00Recent buy - October 2015A few weeks ago, I put some fresh capital to work!<br />
<br />
Unfortunately the amount of this fresh capital was not as large as it should have been, but that's because we spent some time in the city of London. It's a great place to be, although it's not very cheap.<br />
<br />
We did the usual sightseeing and went to one of the most succesful musicals ever: Les Miserable.<br />
A very exciting experience! We had a great time.<br />
<br />
In the midst of all this, I'm in the process of buying my first apartment!<br />
More about that soon, as it is not yet finalized.<br />
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Let's get back to business!<br />
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<b>Wells Fargo & co (WFC)</b><br />
Buy 12 shares @ $51.32 at 9/30/2015<br />
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<div class="separator" style="clear: both; text-align: center;">
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Wells Fargo is one of the biggest banks in the US. Their total assets have a value of $1.69 trillion dollars. They offer a wide variety of financial services like personal banking, insurances, mortgages, wealth management and investing services.<br />
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During the Great Recession the entire financial sector took a big hit and WFC was no exception. The stock went from $39 to $8 in a matter of months.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVdm6fi6kTfbfh93swvrsU9uVhfE8fPRrBsQy5corWD1FDn7JFbPDpQxLdZmUYtj2-q819j0zS26sWFp3IW-j-0bUjsMvWDS9bUAwD9WUQMnFap9a94z5FoBqfOFqUY4rz2npNwSlWKw8/s1600/WFC+during+recession%252C+google+finance.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="99" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVdm6fi6kTfbfh93swvrsU9uVhfE8fPRrBsQy5corWD1FDn7JFbPDpQxLdZmUYtj2-q819j0zS26sWFp3IW-j-0bUjsMvWDS9bUAwD9WUQMnFap9a94z5FoBqfOFqUY4rz2npNwSlWKw8/s640/WFC+during+recession%252C+google+finance.jpg" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">WFC stock price during the Great Recession (source: Google Finance)</td></tr>
</tbody></table>
As we know now, they have managed to recover pretty well from that.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTBeZTdAuG5gTjFh5cpPxM_6Euk9sfV4ul-HCXZpEkUup3PjJm9WmxDpasD3bhexZHUc-8ccMrZqEYkpBohVBCUHfLxJ3knIh0obzPEN4IXLba0q2C-r-p2Y-CTgbKQ8gYZ1ittecgr20/s1600/WFC+recovery.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="112" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTBeZTdAuG5gTjFh5cpPxM_6Euk9sfV4ul-HCXZpEkUup3PjJm9WmxDpasD3bhexZHUc-8ccMrZqEYkpBohVBCUHfLxJ3knIh0obzPEN4IXLba0q2C-r-p2Y-CTgbKQ8gYZ1ittecgr20/s640/WFC+recovery.jpg" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">WFC stock price after 2008 (source: Google Finance)</td></tr>
</tbody></table>
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The impact of the recession is also shown in the graph below, which shows the dividend payouts of WFC from 2002 until now.<br />
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQ9TPg4DEIMIx7wqbOoQAaESTZ1sbeskag65JJ5b9XZe0-JPEt12CdXjSHk56JXDBtQs1ND7d7WRTnedR8KbArzalpS39xtDfYLTunFKz3n9m6RT8oeUdOv1rf9vAmalepGmEPcsJCDBg/s1600/WFC+Quarterly+dividends.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="191" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQ9TPg4DEIMIx7wqbOoQAaESTZ1sbeskag65JJ5b9XZe0-JPEt12CdXjSHk56JXDBtQs1ND7d7WRTnedR8KbArzalpS39xtDfYLTunFKz3n9m6RT8oeUdOv1rf9vAmalepGmEPcsJCDBg/s320/WFC+Quarterly+dividends.jpg" width="320" /></a></div>
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This graph leads to the following DGR numbers.<br />
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DGR-1, <b>17.4%</b><br />
DGR-3, <b>41.2%</b><br />
DGR-5, <b>22.5%</b><br />
DGR-10, <b>3.8%</b><br />
<b><br /></b>
With an earnings per share of <b>$4.11 </b>and a very small payout ratio of <b>36.54%</b>, there should be more than enough room for WFC to grow their business and their dividends to the $0.52 per quarter they once paid. The low forward P/E of <b>12.49</b> is just another metric of showing this potential.<br />
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I can definitely see why Warren Buffet has so many of shares of this great company.<br />
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What do you think of this purchase?<br />
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Thanks for reading!Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com8tag:blogger.com,1999:blog-8909503816816010036.post-40231803592464413342015-10-08T09:52:00.000+02:002015-10-08T09:52:15.118+02:00Why did I start this journey?It has been a great journey so far!<br />
<br />
Just 15 months ago, I did not know anything about DGI.<br />
Of course I knew about stocks, but I thought the only way to make money on the market is to <i>know</i> which stocks will be at a higher price tomorrow than they are today. However, I did not find myself capable enough to find such stocks. As I have learned recently, this is not because I am stupid, but because <b>nobody</b> in the entire world knows.<br />
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Fortunately I came across DGI. This strategy enables you to make a profit without relying on rising stock prices, basically without doing <i>anything</i>. It opened my eyes and I really have to thank bloggers like Dividend Mantra, Captain Dividend, DivHut, DivGro and Roadmap to Retire, amongst many others for this insight!<br />
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Just knowing about the strategy was not enough reason for me to start the journey.<br />
At the time I was very disappointed in all the major banks in The Netherlands. The average interest you would get at a standard savings account was 1.4% to 1.2%. With inflation taken into account, I was just <b>losing money</b>, instead of gaining some.<br />
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This was how it all started.<br />
My <b>primary goal </b>was to <b>beat the 1.25% interest rate</b> I received in June 2014.<br />
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So, let's see what happened with the interest rate after June 2014.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3Nw9FUuiRTIEA-acrMHp6mueTnmods-YN1kWt1KZ2PwsUfX5wlZRGACSzcJlZgUbIf1pGo4qWOKMD7fkuh3n6phPg3L7dlxnkM101xtGn4Wk2iISysmdINnoODtIPne7weoUo-F2Ms_Q/s1600/Interest+rate+ING.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="195" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3Nw9FUuiRTIEA-acrMHp6mueTnmods-YN1kWt1KZ2PwsUfX5wlZRGACSzcJlZgUbIf1pGo4qWOKMD7fkuh3n6phPg3L7dlxnkM101xtGn4Wk2iISysmdINnoODtIPne7weoUo-F2Ms_Q/s320/Interest+rate+ING.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Interest rate of a standard internet savings account at the largest bank of The Netherlands.</td></tr>
</tbody></table>
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Ouch! Down <span style="color: red;">0.45%</span> to 0.80% at this moment.<br />
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<b>What would the bank have net me in interest?</b><br />
In order to determine what the bank would have paid me in interest if I kept my money at the savings account, I calculated the balance of each month and added the according interest rate to it.<br />
The bank would have paid me a total of <b>€108.80</b> in interest over the past 14 months.<br />
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<b>The power of DGI</b><br />
Meanwhile I invested in <a href="http://dividendforstarters.blogspot.nl/p/portfolio.html">14 solid companies</a>. From June 2014 to September 2015, they paid me a total of $484.04 in dividends. Unfortunately we have to deduct 15% because of tax, meaning a net total of <b>$411.43</b> was received. This is the equivalent of <b><span style="color: lime;">€367.27</span></b>.<br />
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Kaboom! The blue chip companies I invested in, paid me <span style="color: lime;">3.38</span> times as much as the bank would have done. Amazing.. I would not have thought that this simple strategy could be this successful.<br />
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Keep at it and I'm sure you will beat your local bank as well!<br />
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Thanks for reading.Dividend for Startershttp://www.blogger.com/profile/01367068409161257275noreply@blogger.com5