Dividend income - September 2017

Last year in September, my dividend income broke a record. It was the first 3-digit dividend month ever! That was a great feeling to be honest.

This years September broke another record! The biggest pay check I've received so far.. and it's a 35% increase compared to last year. Seems like the snowball is starting to grow, even for me as a very small investor.


September 2017 earned me a $152.31 in dividends.

Here's the breakdown.

Dividend income

JNJ - $13.44
TGT - $17.36
AFL - $8.17

CVX - $10.80
TROW - $6.84
QCOM - $8.55
WFC - $13.65
WMT - $2.55
ADM - $7.36
F - $6.75
BA - $11.36
VLO - $10.50
AMGN - $10.35
MSFT - $3.51
VTR - $16.28

Total: $152.31 (pre tax)
Net received: $129.46

Comparison with last year (gross)

September 2016: $113.61
September 2017: $152.31

This is a 34% YoY increase.

Thanks for reading.
How was your September?

Dividend income & raise - July 2017

July is usually a slow month for me.
This year was no different. However, I'm still very satisfied with the year over year growth.

Dividend income

KO $15.54
GE $9.60
CSCO $8.99
GPS $10.35
VIAB $4.60

Total July: $49.08 (pre tax)
Net received: $39.71

Comparison with last year (gross)
July 2016: $39.71
July 2017: $49.08

This is a 23.6% YoY increase. Could be better, could be worse, right? :)

Dividend raises

OHI increaseed their quarterly dividend from $0.63 to $0.64.
This is a 1.59% increase. Due to this change, my YOC is now at 7.65%.

Update on goals
My goal is to receive $1000 in gross dividends in 2017.
With month 7/12 being over, I'm curious to see how I'm donig.

Gross dividends received so far: $534.15, while it should have been $583.33.
That means I'm currently behind schedule, but with consistent investing (and blogging..) I should be able to reach the goal!

How was your July?

Thanks for reading!

Recent sell - MCD

Yesterday I sold my position in MCD.


I've been wanting to sell this position for a while now.
Most importantly, because it does not fit the 10x10 rule anymore.
Basically this means the balance between the yield and the growth is not optimal.

Apart from that, the current P/E ratio (24) and the payout ratio (69%) are too high for my taste.

Let's see what happened during my time as a shareholder of MCD.

08/25/14 - Bought 11 shares at $94.77 for $1042.47
2014 Dividends received - $7.95
2015 Dividends received - $32.16
05/19/16 - Sold 6 shares at $124.99 for $749.94
2016 Dividends received - $19.88
2017 Dividends received - $3.99
04/18/17 - Sold 5 shares at $132.68 for $663.40
-------------------------------------------------------------------------
Net profit: $429.85 (41%)

Any thoughts?
Are you concerned about MCD as well?

Thanks for reading!

Dividend income & raise - November 2016

November was another nice month.
No all time record this time, but still very satisfied with the result of the small portfolio!

T - $23.52
PG - $8.70
OHI - $28.67
ABT - $3.90

Total November (gross): $64.79

Comparison with last year
November 2016: $64.79
November 2015: $73.56

This is a 11.92 YoY decrease.

Reasons for this, are 2 sold positions that both paid dividends in November: KMI & CAT.
KMI was sold after they cut their dividend and CAT was sold after a disappointing Q2 ' 16 earnings report.

Dividend raises

On November 18th, UNP increaseed their quarterly dividend from $0.55 to $0.605.
This is a 10.00% increase. Due to this change, my YOC is now at 3.70%.

Double digit increase! Really happy with this news.

How was your November?
Thanks for reading.

Dividend income & raises October 2016

October is usually a slow month.
However, we still managed to get a great YoY increase.

Dividend income

KO $14.70
GE $9.20
CSCO $5.46
UNP $4.40
GPS $10.35
VIAB $4.60

Total Octoer: $48.71 (pre tax)
Net received: $41.40

Comparison with last year (gross)
October 2015: $22.73
October 2016: $48.71

This is a 111% YoY increase. Boom! Loving the double up. :)

Dividend raises

Quite a few this month!

On October 13th, OHI increaseed their quarterly dividend from $0.60 to $0.61.
This is a 1.67% increase. Due to this change, my YOC is now at 7.29%.

On October 26th, AFL increaseed their quarterly dividend from $0.41 to $0.43.
This is a 4.88% increase. Due to this change, my YOC is now at 2.73%.

On October 26th, CVX increaseed their quarterly dividend from $1.07 to $1.08.
This is a 0.93% increase. Due to this change, my YOC is now at 4.01%.

Update on goals
My goal is to receive $750 in net dividends in 2016.
With only 2 months to go, 2017 is well in reach.

Net dividends received so far: $547.64, while it should have been $625.
Still behind, but it will be a close race!

I hope to deploy a little bit of fresh capital after the elections, which may be just in time to reach the goal, but nonetheless I'm very proud of the result the portfolio have given me so far!

How was your October?

Thanks for reading!

Dividend income - September 2016

September broke records! Both good and bad records.

Unrelaized gains
At 9/1 the total unrealized gains on the portfolio were at $2328.
At 10/1 the total unrealized gains on the portfolio were at $1773.
That's a 23% loss, but obviously it's not that important. Price is just a number.
Value is what we care about!

New dividend income record
Much more interesting is the alltime high on dividend income.
I'm very pleased to announce my very first 3-digit monthly dividend income!

September 2016 earned me an amazing amount of $113.61 in dividends.

Here's the breakdown.

Dividend income

JNJ - $12.80
TGT - $16.80
AFL - $7.79
MCD - $4.45
CVX - $10.70
TROW - $6.48
QCOM - $7.42
WFC - $13.30
WMT - $2.50
ADM - $6.90
F - $6.75
BA - $8.72
VLO - $9.00

Total: $113.61 (pre tax)
Net received: $96.57

Comparison with last year (gross)
September 2015: $67.62
September 2016: $113.61

This is a 68% YoY increase. Wow!

Dividend raises
On September 28th, MCD increaseed their quarterly dividend from $0.89 to $0.94.
This is a 5.62% increase. Due to this change, my YOC is now at 3.97%.

Update on goals and Q3 result
My goal is to receive $750 net dividends in 2016.
As we are at the end of Q3, I'm afraid I am behind on schedule..
Net dividends received so far: $493.09, while it should have been $562.50.
It should still be possible to reach the goal, but it will be hard.

New to the series is the quarterly dividend income graph.

There's a 62% growth compared to Q3 2015. Looking good!

Thanks for reading.
How was your September?

Dividend income - August 2016

August was a great month!
It's not an all time record, but I'm very satisfied nonetheless.

T - $23.52
PG - $8.70
OHI - $28.20
CAT - $9.24
ABT - $3.90

Total August (gross): $73.56

Comparison with last year
August 2016: $73.56
August 2015: $59.11

This is a 24.4% YoY increase!

There were no recent dividend increases for my portfolio unfortunately.

How was your August?

Thanks for reading.

Editted at 12/15, because BA didn't pay in August, but in September